NHS Pay Calculator

Our NHS pay calculator uses Agenda for Change pay rates alongside tax, pension, and national insurance information for the April 2024/25 financial year to estimate take-home pay. This page has been updated to include the most recent NHS pay settlement. There has been no official update from the UK Government regarding a potential NHS pay rise for the 2024/25 financial year. The independent NHS Pay Review Body, which advises the Government on NHS pay in England, is expected to provide recommendations to the government in late Spring or early Summer.

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Before Deductions

per year
per month
per hour

After Deductions

Income Tax163.55
National Insurance65.42
NHS Pension113.78

Total Deductions / Month

per year
per month
per hour
Salary Bands

This following shows the individual NHS Pay Bands. All salaries are shown as annually.

Band 2
Band 2 staff include healthcare assistants, receptionists, phlebotomists, administrative staff, domestic staff, and catering staff.
YearsEnglandScotlandWalesN. Ire

Band 3
Band 3 staff include clinical support workers, therapy assistants, pharmacy assistants, administrative workers, and clerical staff.
YearsEnglandScotlandWalesN. Ire

Band 4
Band 4 staff include nursing associates, associate practitioners, pharmacy technicians, bed managers, and senior clerical staff.
YearsEnglandScotlandWalesN. Ire

Band 5
Band 5 staff include nurses, newly qualified midwives, paramedics, physiotherapists, occupational therapists, and speech therapists.
YearsEnglandScotlandWalesN. Ire

Band 6
Band 6 staff include junior sisters, charge nurses, midwives, paramedics, newly-qualified pharmacists, and biomedical scientists.
YearsEnglandScotlandWalesN. Ire

Band 7
Band 7 staff include ward sisters, charge nurses, senior physiotherapists, occupational therapists, pharmacists, and senior midwives.
YearsEnglandScotlandWalesN. Ire

Band 8a
Band 8a staff include matrons, advanced clinical practitioners, service managers, and speciality leads.
YearsEnglandScotlandWalesN. Ire

Band 8b
Band 8b staff include psychologists, lead pharmacists, and lead clinicians.
YearsEnglandScotlandWalesN. Ire

Band 8c
Band 8c staff include heads of clinical service, senior HR managers, tactical response leads, and service owners.
YearsEnglandScotlandWalesN. Ire

Band 8d
Band 8d staff include deputy directors of clinical services, deputy chief nurse, consultant clinical scientists, and departmental heads.
YearsEnglandScotlandWalesN. Ire

Band 9
Band 9 staff include nurse consultants, director of clinical services, and chief nursing officers.
YearsEnglandScotlandWalesN. Ire

Yearly Pay Progression Changes

With the implementation of the 2018 NHS pay deal, the yearly pay progression for Agenda for Change terms has evolved. Formerly tied to spine points, it now relies on years of experience within the band.

No Overlap in NHS Pay Bands

The 2018 NHS pay deal eliminated overlap between bands to ensure fair compensation. This prevents individuals with lower responsibilities from earning more than those with higher responsibilities.

Regional Differences in NHS Pay

NHS worker pay variations across countries result from decisions made by the devolved governments in each of the four nations.

Moving Between Pay Bands

When transitioning to a higher pay band, staff start at the minimum pay point. Conversely, voluntary or other moves to a lower pay band typically position staff at the top pay point.


Every NHS Pension Scheme participant contributes a percentage of their pensionable pay to the scheme monthly, known as the contribution rate. Your contribution is now determined by your actual annual rate of pay rather than your whole-time equivalent. If you work part-time, your contribution rate may be lower, as it is now calculated based on your annual earnings, contrary to the previous method, which was based on a full-time equivalent.

Contribution Rates for Scotland

Salary RangeContribution Rate
Up to £13,3305.7%
£13,331 to £23,8196.1%
£23,820 to £28,1866.7%
£28,187 to £35,3648.2%
£35,365 to £35,5219.8%
£35,522 to £37,08610.0%
£37,087 to £45,07910.5%
£45,080 to £48,78410.8%
£48,785 to £68,22211.3%
£68,223 and above13.7%

Contribution Rates for England, Northern Ireland and Wales

Salary RangeContribution Rate
Up to £13,2465.1%
£13,247 to £17,6735.7%
£17,674 to £24,0226.1%
£24,023 to £25,1466.8%
£25,147 to £29,6357.7%
£29,636 to £30,6388.8%
£30,639 to £45,9969.8%
£45,997 to £51,70810%
£51,709 to £58,97211.6%
£58,973 to £75,63212.5%
£75,636 and above13.5%